Military service members and their families face unique challenges when it comes to estate planning. Frequent relocations, overseas deployments, and the inherent risks of service require a proactive approach to protecting assets, providing for loved ones, and ensuring legal affairs are in order. Whether you’re active duty, in the reserves, or retired, these tips will help you build a solid military estate plan.
One of the most common mistakes service members make is delaying estate planning until just before deployment. Life in the military is unpredictable, and emergencies can happen at any time. Start your estate plan as soon as possible so your loved ones are protected no matter what.
A will outlines how your assets will be distributed and who will care for your minor children if something happens to you. Without one, state laws will decide for you—which may not align with your wishes. Include instructions fo...
Buying your first home in San Diego is exciting—sunny beaches, thriving neighborhoods, and the promise of your own piece of paradise. But beneath the excitement lies a web of legal considerations that, if overlooked, can turn your dream purchase into a costly headache. Here are the top seven legal mistakes first-time homebuyers make in San Diego and how to avoid them.
Many buyers assume the seller has clear ownership, but unpaid taxes, liens, or ownership disputes can lurk beneath the surface. Without a proper title search and title insurance, you could inherit someone else’s legal problems.Â
Solution: Work with a reputable title company to ensure the property’s title is free from defects before closing.
San Diego’s many planned communities and condos come with homeowner associations (HOAs) that impose rules on renovations, rentals, and even paint colors.Â
Solution: Read the HOA’s Covenants, Condition...
Real estate partnerships can be a powerful way to scale your investment portfolio, share risk, and combine complementary skills and resources. Whether you're teaming up with a friend, family member, or professional investor, the structure of your partnership can make or break your success. Clear agreements, well-defined roles, and legal protections are essential. Here's a practical guide on how to structure real estate partnerships the right way.
Before anything else, you need to decide what type of partnership works best for your goals. The most common structures include:
Growing a real estate portfolio can be one of the most effective ways to build long-term wealth, but it also involves legal risks that, if overlooked, can result in costly mistakes. By implementing the right legal systems from the start, investors can protect their assets, reduce liability, and scale their holdings with confidence. Here’s how you can grow your real estate portfolio safely through smart legal structures and systems.
One of the first steps in building a legally sound portfolio is selecting the proper business structure. Most real estate investors choose to hold properties under a Limited Liability Company (LLC) or a series of LLCs. This setup provides a level of personal liability protection, separating your personal assets from your investment properties. It also adds credibility and makes it easier to manage partnerships and joint ventures. For larger portfolios, investors sometimes create a holding company that owns multiple LLCs,...
Purchasing commercial real estate is a significant investment that carries both opportunity and risk. To protect yourself from unexpected legal issues and financial pitfalls, conducting thorough legal due diligence is essential. This process helps verify that the property is legally sound, properly zoned, and free of encumbrances that could hinder its intended use or value. Here’s a practical legal due diligence checklist to guide you through a smart and secure purchase.
Start by confirming the seller’s legal ownership of the property. Request and review the property’s title deed and ensure it’s free from disputes. Engage a title company or real estate attorney to conduct a title search to uncover:
Clear title is crucial to transfer ownership without future legal challenges.
Zoning regulations determine how a property ...
Dealing with the loss of a loved one is difficult enough without the added burden of navigating the legal system. One of the most common questions families face during this time is whether they need a probate lawyer. While not every estate requires legal assistance, certain situations make hiring a probate attorney not just helpful—but necessary. This guide will help you understand when it's time to bring in a professional.
Probate is the legal process of settling a deceased person's estate. This includes validating the will (if one exists), identifying and valuing assets, paying debts and taxes, and distributing the remaining property to heirs or beneficiaries. In simple cases, probate may be straightforward. But complications can arise quickly, especially with larger or contested estates.
Discover: What Are Probate Delays?
Some estates can be handled without a lawyer. For instance:
When running a business, signing contracts often feels like a routine part of keeping things moving. Whether it's a vendor deal, a service agreement, or a new partnership, the urge to sign quickly and maintain momentum is strong. But rushing through without a legal review can lead to serious—and expensive—mistakes down the road.
Here’s why every business contract should be reviewed by a qualified legal professional before you sign.
Once you sign a contract, you are legally obligated to follow its terms. It doesn't matter if you didn't read every clause or misunderstood something. Courts generally assume that all parties understood what they signed, which means ignorance is not a defense. A lawyer can ensure you understand what you’re agreeing to—and what you’re responsible for.
Not all contracts are created in good faith. Some contain vague language or buried clauses that til...
Creating a will is one of the most important steps you can take to protect your assets and loved ones—but it’s also one of the most misunderstood legal documents. Many people avoid writing a will because of myths or misinformation. Let’s debunk 10 common myths about wills and reveal the truths you need to know.
Truth: Regardless of how much money or property you have, a will ensures your wishes are respected. Without one, the state decides how to distribute your assets, which can create confusion, delay, and family conflict.
Truth: Adults of any age should have a will, especially if they have dependents, own property, or want to specify who inherits their belongings. Unexpected events can happen at any stage of life.
Read more: The Best Age to Start Estate Planning – And Why It Matters
Truth: A will does not avoid probate. Instead, it guides the probate process by instructi...
In the United States, most employees work under what’s known as “at-will employment.” While this term may sound straightforward, it’s often misunderstood by both workers and employers. Many people assume it gives employers unlimited power—or conversely, that employees can never be wrongfully terminated. The truth lies somewhere in between.
Here’s what “at-will employment” really means—and the most common misconceptions surrounding it.
At-will employment means that an employer can terminate an employee at any time, for any reason—or no reason at all—as long as the reason isn’t illegal. Likewise, employees are free to leave a job without notice or cause. It’s a flexible arrangement that allows both parties to end the working relationship when they see fit.
This concept is the default in most states unless there is a contract or law that specifies otherwise.
Life is unpredictable, and while no one likes to imagine being incapacitated, planning for that possibility is one of the most responsible things you can do for yourself and your loved ones. If you become unable to communicate due to an accident, illness, or cognitive decline, who will make medical decisions on your behalf? Without legal preparation, your family might face delays, confusion, or even court battles during already stressful moments. Here’s how to ensure your family can act quickly and confidently if you can’t speak for yourself.
The most important step is designating someone you trust to make healthcare decisions for you through a legal document called a Medical Power of Attorney, or sometimes a Health Care Proxy. This person, called your “agent” or “proxy,” will be able to communicate with doctors, approve or refuse treatments, and advocate for your preferences.
Make sure the person you choose understands your ...
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